Delayed again, this one, but as you might have noticed if you've been here before, we've been busy repainting the walls, so as to speak.

Anyway, a great public relations initiative from Coutts who carried out a survey to find out how much money you need to be a millionaire these days. And no, the answer to that question isn't the obvious one.

To enjoy the lifestyle we've all come to associate with being a millionaire (a big house, 2 staff, 2 luxury cars, an apartment in the South of France, and a yacht), you need £2.6M. Or, as Coutts winningly put it, to be a 'thrillionaire'.

I suppose everyone has their own definition of what a millionaire lifestyle is. But I think Coutts may have rather underestimated. The house and holiday apartment are going to set you back a minimum of £1.6M. The yacht, at least another £600K. And you won't see much change from £100K for a couple of new Mercs. But then you'll probably want the children educated privately, which is another £200K down the tubes. And that's before you've earned enough to enjoy all these trappings and pay the staff, for which you're going to need at least another £6M at today's interest rates. A grand total of about £7.5M.

So my advice to the 65% of the population that would apparently give up the day job immediately if they won a million. Don't.

Link